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October 1, 2026

CyberSecurity Source | Fall 2026

Cyber Security

Three Election Scams to Avoid This Year

Scammers are eager to capitalize on current events to trick victims, and as their methods become more sophisticated they are ramping up to use this year’s election to target your personal information and money.

Here are three common election-related scams and ways to protect yourself:

Voter Registration Scams

These types of scams often involve links to fake voter registration forms, which criminals send by phone, email or text. While they may look legitimate at first glance, these forms are often phishing scams used to collect your personal data or to allow others to access your personal devices.

Ways to protect yourself:

  • If someone claims you’re not registered to vote and offers to register you by phone, hang up. You cannot register by phone, email or text. In all 50 states, you can only register to vote online, by mail, or in person at a local election office.
  • The safest option is to register at a government location or by mail. If you do register online, do not use unverified links.
  • Voter registration drives often occur at events such as outdoor gatherings and farmers markets, and sometimes the filled-out forms are left on tables where anyone can see them, the Identity Theft Resource Center warns. While the intention may be harmless, a better option is to take a form, fill it out, and mail it or deliver it in person to an election office.

Fake Polls, Petitions and Surveys

The process often seems simple; someone contacts you by phone, email, text or in person to answer a few questions. Or you might receive an urgent email, often featuring a recognizable politician, asking you to sign a petition and make a small contribution. The problem, however, is when you’re asked to provide personal information, such as your birth date and email address. Some scammers may offer a gift card or other prize as an incentive to participate in the survey, and then request your Social Security number, home address, and financial info under the guise of covering taxes and shipping costs for your prize.

Ways to protect yourself:

  • A legitimate survey may ask how you plan to vote along with your political affiliation, and surveyors may request demographic information, such as age. This is to be expected, but don’t share more specific information. Age is one thing, but your birth date gives scammers better access to your data and money. Decline to provide your name, address, email address, Social Security number or driver’s license number.
  • As with other election scams, don’t click on survey links from unsolicited emails and texts.
  • If someone conducting a survey or poll offers a prize, don’t participate. “Real political polls rarely offer prizes for participation and none would ask for a credit card number,” ID Watchdog states.

Donation Scams

Cybercriminals also use fake audio to request campaign contributions. In some cases, a supposed candidate may ask for a donation and tell you to push a number on your phone, which directs you to a representative. You may also receive emails or texts with donation links; as with fraudulent voter registration links, donation links could also be phishing scams. Some requests come from fake political action committees (PACs), defined by the FBI as “fraudulent political action committees designed to reroute political contributions for personal gain.” They frequently seem credible and often employ high-pressure, emotional appeals.

Ways to protect yourself:

  • If you want to donate to candidates, go to their certified site.
  • Don’t rely on caller ID: Scammers can impersonate a political campaign phone number through a tactic known as spoofing.
  • Another reason to not answer calls: Cybercriminals only need a few seconds to record your voice and use AI to create a dialogue that could evade authentications with your financial institution or credit card company.
  • Visit the Federal Election Commission’s website and search to see if a PAC is registered. If it’s not, it’s not legal.

Are Public Wi-Fi Networks Safe?

Public Wi-Fi networks, or hotspots, in coffee shops, malls, airports, hotels, and other places are convenient. In the early days of the internet they often weren’t secure, but things have changed.

Here’s what you need to know about your safety when you connect to a public Wi-Fi network:

Protecting Yourself

The best way to protect yourself if you’re logging in or sending personal information is to make sure the web address starts with “https.” That “s” stands for Secure and indicates that the information you’re sending has been encrypted. Logging in without https could expose your username and password, which, if you reuse passwords, could compromise other sites.

Be sure that the https remains in place the entire time you’re on the website. Some websites only encrypt the login page. If you end up on an unencrypted page, log out immediately.

Don’t set your device to automatically connect to networks outside of your home. This way, you remain in control of what you’re connecting to. Public networks are generally not secure, which means that anyone on that network can see what websites you visit, even if they may not see the information you’re entering.

Keep your software up to date and pay attention to warnings. Many browsers will alert you before you visit unsecured or doubtful sites.

Consider using a reputable Virtual Private Network, or VPN. A VPN basically creates a secure tunnel that all your activity passes through, protecting your information all along the way.

If you’re out and about and need to view your financial information, consider using your smartphone to access your mobile banking or email, as cellular data is generally more secure than public Wi-Fi networks.

What To Do If You've Experienced a Scam

As technology continues to improve, so do criminals’ tactics to scam people out of their hard-earned money. From tech support scams to cryptocurrency fraud, and so much more, these types of scams have unfortunately become an everyday occurrence, and victims are left trying to pick up the pieces. If you’ve fallen victim there are steps you can take to potentially lessen the impact. As soon as you realize you’ve experienced a scam, it’s important to take certain actions immediately to prevent monetary loss and identity theft.

With help from AARP, we’ve detailed key steps to protect your bank accounts, personal information, and find the support you need.

Immediately Cut Off Communication with the Scammer

You might be tempted to keep communicating with the criminal, hoping you can persuade them to return your money or that they’ll expose some information that will help law enforcement catch them. Scam prevention experts say continued communication is unlikely to help and could even worsen the situation.

Notify Your Bank and Credit Card Companies

Your bank and/or credit card company should be your first two calls, says Amy Nofziger, director of victim support for the AARP Fraud Watch Network. If scammers have already gained access to your bank account, the bank can change your account number to deny them further access. Check your recent credit or debit card transactions and contact your financial institutions if you spot any fraudulent charges.

You can check your CorTrust Bank account anytime by enrolling in Online Banking. Plus, you can setup alerts to be notified whenever changes happen to your account, such as alerts when debit card transactions occur. These tools offer a simple way to keep an eye on your accounts quickly and timely.

Change Your Passwords

Out of precaution it’s crucial to update all your passwords, and not just the passwords associated with compromised accounts. When changing be sure to use strong passwords, eight characters or more, including numbers and symbols.

Report The Scam

AARP recommends filing a police report with your local department and submitting the instance to the FTC at ReportFraud.ftc.gov.

Protect Your Credit

Routinely check your credit report and watch for unusual activity. If you see any, report it to the appropriate financial institution immediately. You may also consider freezing your credit report. This prevents scammers from opening new credit cards or making big purchases in your name. You can unfreeze it as needed for upcoming transactions. Visit IdentityTheft.gov for more information on how to stay safe.