Personal Checking Made Easy

Our variety of checking accounts offer something for everyone. We have entry level accounts that are truly free and ones that earn interest so you get more for your dollar. No matter your goals, we can help set you up with the best personalized checking account, and even offer a fun quiz to help make deciding easier. Even better, we make switching accounts to CorTrust easy with ClickSWITCH - it quickly, safely, and efficiently switches direct deposits and recurring payments.

For more information about our checking account options, contact a banker.

Account Options

Our Free Checking account is our most popular personal checking account - especially for those just starting their personal finance journey. The best part? This account has no minimum monthly required balance, no monthly fee, and only requires a minimum opening deposit of $100! Further benefits of this account include:

With an Interest Checking account, you earn interest on your account balance. This account requires a minimum opening deposit of $1,000. Compounding and crediting occur monthly, and interest rates change at CorTrust Bank's discretion. Benefits of this account include:

CorChecking is a great option for individuals looking to upgrade from Free Checking. This account has no required minimum average, a monthly fee of $5.00, and only requires a minimum opening deposit of $100. Further benefits of this account include:

  • Free standard checks or 50% off duplicate or designer checks
  • Free unlimited check writing
  • Free ATM/debit card
  • Free online banking
  • Free phone banking at 1-800-722-0427
  • Free mobile banking
  • Free online eStatements
  • Out of network ATM cash withdrawal refunds up to $15 per month*
  • Rate discount on installment loans with automatic payments
  • Free notary service
  • Free I.D. theft insurance
  • Free photocopy service
  • Free online bill pay

A step up from our CorChecking account, CorChecking Plus allows you to earn interest on your account balance. This account requires a minimum opening deposit of $1,000. Compounding and crediting occur monthly, and interest rates change at CorTrust Bank's discretion. For a monthly fee of $5.00, you'll receive many great benefits:

  • Free standard checks or 50% off duplicate or designer checks
  • Free ATM/debit card
  • Free online banking
  • Free phone banking at 1-800-722-0427
  • Free mobile banking
  • Free online eStatements
  • Out of network ATM cash withdrawal refunds up to $15 per month*
  • Free unlimited check writing
  • Rate discount on installment loans with automatic payments
  • Free notary service
  • Free I.D. theft insurance
  • Free photocopy service
  • Free online bill pay

Free CheckingInterest CheckingCorCheckingCorChecking Plus
Minimum Opening Deposit$100$1,000$100$1,000
Minimum InterestN/A$1,000N/A$1,000
Minimum BalanceNone$1,000 daily minimum to avoid $10 + $0.15 per debit transaction each statement cycleNone$1,000 daily minimum to avoid $5 + $0.15 per debit transaction each statement cycle
Monthly FeeNoneNone$5$5
Image RequestFees may applyFees may applyFees may applyFees may apply
InterestN/AView current ratesN/AView current rates
Frequency of Rate ChangeN/AAt our discretionN/AAt our discretion
Minimum Compounding & CreditingN/AMonthlyN/AMonthly

Order your personal checks online from Harland Clarke, our preferred provider. Ordering checks online is as safe and secure as ordering them in person or over the phone. The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.

Learn more about our account benefits or view our locations.

*Customers are eligible to redeem cash withdrawal fees charged by a non CorTrust Bank ATM, up to a maximum of $15 per month. To redeem a cash withdrawal ATM fee, customers can present a copy of the ATM receipt in person or contact a CorTrust Bank Customer Service Representative within 30 days of transaction. After 30 days, customer forfeits eligibility for a refund.