Personal Checking Made Easy
Our variety of checking accounts offer something for everyone. We have entry level accounts that are truly free and ones that earn interest so you get more for your dollar. No matter your goals, we can help set you up with the best personalized checking account. Even better, we make switching accounts to CorTrust easy with ClickSWITCH - it quickly, safely, and efficiently switches direct deposits and recurring payments.
For more information about our checking account options, contact a banker.
Account Options
Premium Checking
Premium Checking, powered by BaZing, allows you to earn interest on your account balance. This account requires a minimum opening deposit of $2,500. Compounding and crediting occur monthly, and interest rates change at CorTrust Bank's discretion. Maintain a $2,500 balance, and we'll waive the $10 monthly fee. Plus, you'll receive many great benefits:
- CorTrust Perks mobile app + rewards, powered by BaZing
- Free standard or standard duplicate checks, or 50% off all other designs
- Free ATM/debit card
- Free online banking
- Free phone banking at 1-800-722-0427
- Free mobile banking
- Free online eStatements
- Out of network ATM cash withdrawal refunds up to $15 per month*
- Free unlimited check writing
- Rate discount on installment loans with automatic payments
- Free notary service
- Free restoration/consultation ID theft protection
- Free photocopy service
- Free online bill pay
Preferred Checking
Preferred Checking is a great option for individuals looking to take advantage of our rewards program, powered by BaZing. This account has no minimum monthly required balance, a monthly fee of $7.00, and requires a minimum opening deposit of $100. Further benefits of this account include:
- CorTrust Perks mobile app + rewards, powered by BaZing
- Free standard or standard duplicate checks, or 50% off all other designs
- Free unlimited check writing
- Free ATM/debit card
- Free online banking
- Free phone banking at 1-800-722-0427
- Free mobile banking
- Free online eStatements
- Out of network ATM cash withdrawal refunds up to $15 per month*
- Rate discount on installment loans with automatic payments
- Free notary service
- Free restoration/consultation ID theft protection
- Free photocopy service
- Free online bill pay
Personal Checking
Our Personal Checking account is a great option for those just starting their finanical journey. This low-cost account has no minimum monthly required balance, requires a minimum opening deposit of $100, and we'll waive the $4 monthly fee if enrolled in eStatements. Further benefits of this account include:
- Free ATM/debit card
- Free online banking
- Free phone banking at 1-800-722-0427
- Free mobile banking
- Free online eStatements
- Free online bill pay
Checking Accounts at a Glance
| Premium Checking | Preferred Checking | Personal Checking | |
|---|---|---|---|
| Minimum Opening Deposit | $2,500 | $100 | $100 |
| Minimum Balance | $2,500 | N/A | N/A |
| Minimum Balance for Interest | $2,500 | None | None |
| Monthly Fee | $10 ($0 if requirements met) | $7 | $4 ($0 if requirements met) |
| Interest | View current rates | N/A | N/A |
| Frequency of Rate Change | At our discretion | N/A | N/A |
| Minimum Compounding & Crediting | Monthly | N/A | N/A |
| CorTrust Perks App | Yes | Yes | No |
| Checks | Free standard or standard duplicate, or 50% off all other designs | Free standard or standard duplicate, or 50% off all other designs | Available for purchase |
| Statements | Free eStatements or paper statements | Free eStatements or paper statements | Free eStatements or $4 paper statement monthly fee |
Order Checks
Order your personal checks online from Harland Clarke, our preferred provider. Ordering checks online is as safe and secure as ordering them in person or over the phone. The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.
Learn more about our account benefits or view our locations.
Additional fees may apply for the following services: currency, coin bagged and rolled, incomign and outgoing wire transfers and account activity printouts.
*Customers are eligible to redeem cash withdrawal fees charged by a non CorTrust Bank ATM in the United States, up to a maximum of $15 per month. To redeem a cash withdrawal ATM fee, customers can present a copy of the ATM receipt in person or contact a CorTrust Bank Customer Service Representative within 30 days of transaction. After 30 days, customer forfeits eligibility for a refund.