June 27, 2018

Travel Safety Tips

Fraud Prevention

Whether your travels take you across the globe or across state lines, it's important to plan carefully to keep your money safe and summer vacations on track. Consider the following travel tips before taking off on your next getaway.

Share your travel plans with CorTrust Bank to avoid account holds or transaction rejections when out-of-the-ordinary transactions are presented for processing or posted.

Carry at least two cards with you so you have a backup. Families or couples may get even greater back-up coverage if each person takes a different card.

Set up transaction alerts for credit and debit cards.If you suspect your information has been compromised while on vacation, contact your bank and credit card provider as soon as possible.

Bring a list of emergency phone numbers, but remember, 800-numbers can only be used in the United States, Canada, and other countries participating in the North American Numbering Plan. Be sure to get a number for your bank that you can call if you are out of the country.

Inquire whether your credit card provides travel accident insurance and traveler's assistance. The CorTrust Bank CorPlatinum Visa Credit Card offers travel perks.

Know the limits on how much you can withdraw and save your receipts.

Thoroughly check any ATMs that you use. Ensure the card reader does not look like it has been tampered with. When in doubt choose another terminal.

Lock away valuables such as passports, backup credit cards, copies of financial information, and extra cash in your hotel safe.

Use social media with care. Posting your pictures or whereabouts during travel could leave you susceptible to home invaders.

Don't wait for your monthly statement. Upon returning from your vacation, review your purchases and ATM withdrawals with your bank and credit card companies.