October 6, 2020

6 Tips to Smart Holiday Shopping

Holiday Season

Get the most out of your real world and online holiday shopping trips with our smart tips.

  1. Stick to your budget. Create a gift budget to limit overspending. Making a list and checking it twice can help you limit impulse purchases.
  2. Seek out sales. Check your newspapers for coupons and look for ads on legitimate retailer websites. Comparison shop for the best prices.
  3. Shop securely. Always use secure, encrypted, "https" websites when buying online. Don't use the same password for shopping or creating user accounts as for your bank account.
  4. Be aware of shipping deadlines. Place orders early if you want them to arrive by the holidays. The U.S. Postal Service offers specific deadlines to keep in mind.
  5. Know your rights. Lookup return and refund policies before making a purchase.
  6. Research websites and companies. Read reviews for purchases, paying attention to complaints or hints of scams. Check out a company's rating and complaint history with the Better Business Bureau.