Mortgage Loan Originator - Twin Cities

Job Title Mortgage Loan Originator - Twin Cities
Reports To CorTrust Mortgage President
Location Woodbury, MN
Classification Exempt Full Time
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We are looking for a Mortgage Loan Originator to join our growing Twin Cities team. This position will have flexibility on which CorTrust location they office out of. This person will solicit and pre-qualify loan applications according to approved policies, prepares credit application packages and presents request to underwriting for approval. Review loan documents in preparation for closing. Develop relationships throughout the community; solidifies the Bank and Mortgage Company as industry leaders.

Primary Duties

  • Represents the institution to the public, markets the institution's loan products
  • Identifies loan program and terms to best fit each customer and situation
  • Reviews loan requests for pre-qualification and prepares pre-qualification letters for customers
  • Coordinates timing of loan funding with borrower, the realtor and the title company
  • Works with borrower to identify unfilled banking or insurance needs
  • Works cooperatively and constructively with a wide variety of people, cross-functional teams, community-based organizations, title companies and referral partners
  • Other duties, responsibilities and activities may change or be assigned at any time with or without notice

Skills Required

  • Bachelor's degree in business, finance, real estate or related field
  • 5+ years current experience in mortgage lending
  • Mortgage banking background preferred with a proven track record of success
  • Strong analytic, time management and organizational skills with a high level of attention to detail
  • Effective written and verbal communication skills, with the ability to make presentations
  • Ability to educate borrowers on loan products and processes
  • Knowledge of federal and state laws pertaining to the mortgage-banking industry
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