Mortgage Loan Originator - Sioux Falls

Job Title Mortgage Loan Originator - Sioux Falls
Reports To CorTrust Mortgage President
Classification Exempt Full Time
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Are you tired of working for the big banks and mortgage companies that treat customers as a number, instead of as a real person? How about the organizations that sell off their traditional mortgages to outside firms? With CorTrust Mortgage, you can expect a family-owned environment that values servicing their mortgages locally. If you have 5+ years of current mortgage lending experience and an established network, we want to talk to you!

This position will solicit and pre-qualify loan applications according to approved policies, prepares credit application packages and presents request to underwriting for approval. Review loan documents in preparation for closing. Develop relationships throughout the community; solidifies the Bank and Mortgage Company as industry leaders.

Primary Duties

  • Represents the institution to the public, markets the institution's loan products
  • Identifies loan program and terms to best fit each customer and situation
  • Reviews loan requests for prequalification and prepares prequalification letters for customers
  • Coordinates timing of loan funding with borrower, the realtor and the title company
  • Works with borrower to identify unfilled banking or insurance needs
  • Works cooperatively and constructively with a wide variety of people, cross-functional teams, community- based organizations, title companies and referral partners
  • Other duties, responsibilities and activities may change or be assigned at any time with or without notice

Skills Required

  • Bachelor's degree in business, finance, real estate or related field
  • 5+ years current experience in mortgage lending
  • Mortgage banking background preferred with a proven track record of success
  • Strong analytic, time management and organizational skills with a high level of attention to detail
  • Effective written and verbal communication skills, with the ability to make presentations
  • Ability to educate borrowers on loan products and processes
  • Knowledge of federal and state laws pertaining to the mortgage-banking industry
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