Statement of Condition
|
|
| June 30, 2010 |
in 000's |
|
|
| Cash and Due from Banks: |
$9,762 |
| Securities |
166,951 |
| Loans and Discounts |
400,666 |
| Less: Allowance for Loan & Lease Loss |
(11,331) |
| Premises & Fixed Assets |
11,667 |
| Other Real Estate Owned |
2,604 |
| Intangible Assets |
6,493 |
| Other Assets |
22,576 |
| TOTAL ASSETS |
$609,388 |
|
|
| Deposits: |
$498,204 |
| Noninterest Bearing |
68,592 |
| Interest Bearing |
429,612 |
| Notes and Sub Debentures |
- |
| Other Borrowed Money |
32,000 |
| Federal Funds Purchased |
- |
| Other Liabilities |
16,179 |
| TOTAL LIABILITIES |
$546,383 |
|
|
| Common Stock |
$2,959 |
| Surplus |
24,464 |
| Undivided Profits & Capital Reserves |
33,670 |
| Unrealized Gain/Loss on Securities |
1,912 |
| TOTAL EQUITY |
$63,005 |
| TOTAL LIABILITIES & SHAREHOLDER EQUITY |
$609,388 |
|
|
| Capital Ratios & Other Balance Sheet Information
| | The following figures were obtained from our June, 30, 2010 Call Report to comply with Regulation F. |
|
|
|
|
|
|
|
| Capital Ratios |
Well Capitalized
Per Regulation F |
CorTrust Bank
Mitchell, SD |
|
|
|
| Tier One Leverage Ratio |
5.00% |
9.49% |
| Tier One Risk Based Capital Ratio |
6.00% |
13.30% |
| Total Risk Based Capital Ratio |
10.00% |
14.57% |
|
|
|
| Item (in 000's) |
3/31/2010 |
6/30/2010 |
| Total Assets |
611,588 |
609,388 |
| Total Liabilities |
550,022 |
546,383 |
| Total Equity Capital |
61,566 |
63,005 |
| Total Loans |
398,601 |
400,666 |
| Loan Loss Reserve |
(12,140) |
(11,331) |
|
| | This information is not a substitute for your analysis, but is intended to assist you in the analytical process. If you have any questions or concerns, please feel free to contact the bank. |
|
|
