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| We offer four personal checking products: CorChecking, CorChecking Plus, Interest Checking and Free Checking. Scroll down to read the product descriptions for each. If you have any questions or would like to know more about our products please contact us. Click here for Personal Checking Comparison Charts. |
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| CorChecking includes: |
| Minimum Opening Deposit |
$100.00 |
| Minimum Average Monthly Balance to avoid fees |
None |
| Minimum Balance Penalty |
None |
| Monthly Fee |
$5.00 |
| Benefits |
Click here for CorChecking benefits |
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| CorChecking Plus includes: |
| Minimum Opening Deposit |
$1000.00 |
| Minimum for Interest |
$1000.00 |
| Minimum Daily Balance to avoid fees |
$1000.00 |
| Minimum Balance Penalty |
$5.00 + $.15 per debit transaction each statement |
| Monthly Fee |
$5.00 |
| Interest |
Click here for our current interest rates |
| Frequency of Rate Change |
At our discretion |
| Compounding & Crediting |
Monthly |
| Benefits |
Click here for CorChecking benefits |
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| Interest Checking |
| Minimum Opening Deposit |
$1000.00 |
| Minimum for Interest |
$1000.00 |
| Minimum Daily Balance to avoid fees |
$1000.00 |
| Minimum Balance Fee |
$10.00 + $.15 per debit transaction each statement |
| Monthly Fee |
None |
Interest
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Click here for our current interest rates |
| Frequency of Rate Change |
At our discretion
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| Compounding & Crediting |
Monthly |
| Benefits |
One Box Free Checks at Account Opening, Free ATM & Debit Card, Free Online Banking, Free Phone Banking, Free Mobile Banking, Check Safe Keeping or Image |
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| Free Checking includes: |
| Minimum Opening Deposit |
$100.00 |
| Minimum for Interest |
NA |
| Minimum Balance to avoid fees |
None |
| Minimum Balance Fee |
NA |
| Monthly Fee |
None |
| Statement Design |
Check Safekeeping |
| Image Request |
$12 per Image Statement or
$12 per hour for account research;
whichever is greater |
| Benefits |
Free Checks at Account Opening, Free ATM & Debit Card, Free Online Banking, Free Phone Banking, Free Mobile Banking |
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| Extended Transaction Account Guarantee Program
| All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. An exception to this would be Interest on Lawyers Trust Accounts (“IOLTAs”). Under the temporary FDIC insurance coverage for transaction accounts, IOLTAs are included. |
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