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| We offer four personal checking products: CorChecking, CorChecking Plus, Interest Checking and Free Checking. Scroll down to read the product descriptions for each. If you have any questions or would like to know more about our products please contact us. Click here for Personal Checking Comparison Charts. |
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| CorChecking includes: |
| Minimum Opening Deposit |
$100.00 |
| Minimum Average Monthly Balance to avoid fees |
None |
| Minimum Balance Penalty |
None |
| Monthly Fee |
$5.00 |
| Benefits |
Click here for CorChecking benefits |
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| CorChecking Plus includes: |
| Minimum Opening Deposit |
$1000.00 |
| Minimum for Interest |
$1000.00 |
| Minimum Daily Balance to avoid fees |
$1000.00 |
| Minimum Balance Penalty |
$5.00 + $.15 per debit transaction each statement |
| Monthly Fee |
$5.00 |
| Interest |
Click here for our current interest rates |
| Frequency of Rate Change |
At our discretion |
| Compounding & Crediting |
Monthly |
| Benefits |
Click here for CorChecking benefits |
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| Interest Checking |
| Minimum Opening Deposit |
$1000.00 |
| Minimum for Interest |
$1000.00 |
| Minimum Daily Balance to avoid fees |
$1000.00 |
| Minimum Balance Fee |
$10.00 + $.15 per debit transaction each statement |
| Monthly Fee |
None |
Interest
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Click here for our current interest rates |
| Frequency of Rate Change |
At our discretion
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| Compounding & Crediting |
Monthly |
| Benefits |
One Box Free Checks at Account Opening, Free ATM & Debit Card, Free Online Banking, Free Phone Banking, Check Safe Keeping or Image |
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| Free Checking includes: |
| Minimum Opening Deposit |
$100.00 |
| Minimum for Interest |
NA |
| Minimum Balance to avoid fees |
None |
| Minimum Balance Fee |
NA |
| Monthly Fee |
None |
| Statement Design |
Check Safekeeping |
| Image Request |
$12 per Image Statement or
$12 per hour for account research;
whichever is greater |
| Benefits |
50 Free Checks at Account Opening, Free ATM & Debit Card, Free Online Banking, Free Phone Banking |
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Extended Transaction Account Guaranty Program
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| CorTrust Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. |
