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Statement of Condition |
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Statement of Condition
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| June 30, 2008 |
in 000's |
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| Cash and Due from Banks: |
$11,415 |
| Securities |
85,882 |
| Loans and Discounts |
421,330 |
| Less: Allowance for Loan & Lease Loss |
(15,835) |
| Premises & Fixed Assets |
12,158 |
| Other Real Estate Owned |
325 |
| Intangible Assets |
4,173 |
| Other Assets |
12,142 |
| TOTAL ASSETS |
$531,590 |
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| Deposits: |
$408,775 |
| Noninterest Bearing |
62,202 |
| Interest Bearing |
346,573 |
| Notes and Sub Debentures |
0 |
| Other Borrowed Money |
36,000 |
| Federal Funds Purchased |
17,415 |
| Other Liabilities |
17,737 |
| Total Liabilities |
$479,927 |
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| Common Stock |
$2,959 |
| Surplus |
24,464 |
| Undivided Profits & Capital Reserves |
23,905 |
| Unrealized Gain/Loss on Securities |
335 |
| TOTAL EQUITY |
51,663 |
| TOTAL LIABILITIES & SHAREHOLDER EQUITY |
$531,590 |
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| Capital Ratios & Other Balance Sheet Information
| The following figures were obtained from our June 30, 2008 Call Report to comply with Regulation F.
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| Capital Ratios |
Well Capitalized
Per Regulation F |
CorTrust Bank
Mitchell, SD |
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| Tier One Leverage Ratio |
5.00% |
9.63% |
| Tier One Risk Based Capital Ratio |
6.00% |
11.51% |
| Total Risk Based Capital Ratio |
10.00% |
12.79% |
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Other Balance Sheet Information
Item (in 000's) |
3/31/2008 |
6/30/2008 |
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| Total Assets |
510,185 |
531,590 |
| Total Liabilities |
457,951 |
479,927 |
| Total Equity Capital |
52,234 |
51,663 |
| Total Loans |
398,043 |
421,330 |
| Loan Loss Reserve |
(15,830) |
(15,835) |
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| This information is not a substitute for your analysis, but is intended to assist you in the analytical process. If you have any questions or concerns, please feel free to contact the bank.
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